I received a message saying my Kit PayTo agreement has timed out

This happens if you have turned on instant transfers in Kit, but have not approved the Kit PayTo agreement in your banking app or website within 5 days. Open the Kit App to request a new Kit PayTo agreement to be sent to your bank, and approve this within 5 days. 

How do I set up instant transfers with PayTo? 

Remember that you need to approve a Kit PayTo agreement for all kids, so make sure that you approve all PayTo agreements from Kit.