Set up and use Apple Pay

Apple Pay is an easy and secure way to pay, available on Apple devices.

Apple Pay allows you to store a digital card on your phone to pay using your device instead of a physical card. It generates a unique code to represent your card, which it encrypts and stores securely on your device. That means no one has access to your card number—not even the merchant. 

Apple Pay is built into your iPhone, Apple Watch, and iPad, no need to download a separate app. Apple does not charge any fees when you use Apple Pay. Find out more about Apple Pay on the Apple website. 

Age requirements 

Apple restricts Apple IDs of kids younger than 13 years old from adding their card to Apple Wallet on their own devices. These age requirements are set by Apple and not Kit.  

Parents can add their child’s card to their own Apple Wallet and allow kids to use their device when making a purchase in-store or online. Cards can be added to multiple devices. 

Adding the card to Apple Pay from the Kit app 

Apple Pay works on most recent models of iPhone, Apple Watch, and iPad. 

To add the Kit card to Apple Pay: 

1. Open the Kit app.
2. Navigate to your child’s profile. You can do this by entering your Boss profile then tapping on your child’s name, or selecting the child’s profile on the ‘Who’s there?’ screen.
3. Tap on the ‘Spend’ tab.
4. Tap on 'Manage'.
5. Tap on ‘Add card to Apple Wallet’.
6. Follow the prompts to add the card. 

Adding the Kit card from Apple Wallet 

You can also add your card from the Apple Wallet app on your iPhone, Apple Watch, or iPad. Follow these instructions to set up Apple Pay on your device using the Apple Wallet app. 

Where can Apple Pay be used?

Apple Pay works anywhere that accepts contactless payments. You can use Apple Pay in-stores, on the web and in apps. Just look out for one of these symbols:  

Purchases made on the Kit card through Apple Pay are subject to spend limits in Kit and other controls. 

How to pay using Apple Pay 

To pay using Apple Pay with Touch ID 

1. Check to see if tap and Apple Pay is accepted.
2. Double click the home button to open Apple Wallet.
3. Select the Kit card in the Apple Wallet (or you can have it set as default).
4. Use your finger on the home button for Touch ID.
5. Hold the phone to the top of the card reader.
6. A checkmark will appear when the payment is accepted. 

To pay using Apple Pay with Face ID 

1. Check to see if tap and Apple Pay is accepted.
2. Double click the lock button to open Apple Wallet.
3. Select the Kit card in the Apple Wallet (or you can have it set as default).
4. Look at the phone (Face ID) or enter the passcode.
5. Hold the phone to the top of the card reader.
6. A checkmark will appear when the payment is accepted. 

Why didn’t my Apple Pay transaction complete? 

If the check mark isn’t on your screen, try the following: 

• Try to hold your phone near the reader in a different direction.
• Hold your phone closer to the payment reader.
• Hold your phone to the payment reader for a few extra seconds. 

If there’s a check mark but the merchant says that the payment didn’t work: 

• Double check that the store accepts mobile payments.
• Check your Kit app. There may be an issue with your card and the transaction may have declined. If the transaction is declined, you aren’t charged. Review our article on declined transactions here. 

What if I lose my Apple device? 

Your Kit card information is stored securely in Apple Pay, so your card details are still safe. Contact us we can put a hold on your card. You can also use Find My iPhone to locate, lock or erase your device.  

Apple Pay is a trademark of Apple Inc.